Surplus-funds recovery
You may be owed money you don’t know about.
When a home sells at a tax or foreclosure auction for more than was owed, the difference — often tens of thousands of dollars — legally belongs to the former owner. We find that money and help you claim it. You pay nothing unless we recover.
No upfront cost · No obligation · We’re paid only when you are
Billions
in surplus funds sit unclaimed at county offices nationwide
$0
out of pocket — our fee comes only from money we recover for you
End-to-end
we handle detection, paperwork, deadlines, and payout
How it works
Four steps. We do the heavy lifting on every one.
01
We watch every sale
We monitor county tax-deed and foreclosure auctions across the country and flag sales that closed for more than was owed — often within hours, not the weeks it takes a notice to reach you.
02
We find the rightful owner
Using public records and skip-tracing, we track down the former owner — or, if they've passed, the heirs entitled to the funds.
03
We do the paperwork
County claim forms, filing deadlines, lien priority, deficiency notices, hearings, competing claimants — we handle the entire process end to end.
04
You get paid
When the county releases the surplus, you keep the majority. We only get paid when you do — there is never a cost to you out of pocket.
Why Reclaim
The money is yours. We make claiming it simple, fast, and risk-free.
Nothing out of pocket
We work on contingency. You pay a single success fee only if and when we recover your money. No recovery, no fee — ever.
We handle everything
Forms, filings, deadlines, liens, heirship, and any disputes with the county or other claimants. You don't chase paperwork; we do.
We move before the deadline
Surplus claims expire under state law. We detect sales fast and file early so your window doesn't quietly close.
Capped, transparent fee
Our fee is fixed, disclosed up front in plain language, and held below the statutory cap in every state we operate in. No surprises.
Real specialists, not a mailer
Most outfits blast postcards and hope. We combine a nationwide sales-data network with people who walk each case through to payout.
Heirs welcome
If the owner has passed away, we help the rightful heirs establish their claim — a process most families never know is available.
Common questions
Is this real money, or a scam?
It's real. When a property sells at auction for more than the debt against it, the overage legally belongs to the former owner — but counties don't track people down, so it sits unclaimed. We're paid only if we successfully return that money to you.
What does it cost me?
Nothing up front. We charge a single contingency fee out of the recovered funds, disclosed before you sign and capped below your state's legal limit. If we recover nothing, you owe nothing.
How do you know I'm owed money?
We continuously review county auction results and surplus registries. When a sale closes above what was owed, that overage is claimable — and we reach out to the person it belongs to.
What if the former owner has died?
The funds pass to the heirs. We help identify and document the rightful heirs so the claim can be made properly.
How long does it take?
It varies by county — some release funds in weeks, others take a few months after a claim is approved. We keep you updated at every step.
What's the risk to me?
None financially. You sign a clear agreement, we front the work, and you only pay from money you wouldn't otherwise have recovered.
Find out what you’re owed.
Tell us the property and we’ll check whether a surplus is waiting — free, with no obligation. If there’s money to recover, we’ll handle it from there.
Email us at hello@reclaim.inc and we’ll respond within one business day.